Motor Vehicle
Accidents

No Win, No Fee

You don’t have to face this alone

We understand that being involved in a motor vehicle accident can be an incredibly difficult and overwhelming experience — physically, emotionally, and financially. You don’t have to go through this alone.


If you’ve been injured in a motor vehicle accident caused wholly or partly by someone else, we can help you make a claim under the Queensland CTP scheme. This may cover treatment costs, related expenses, and lost wages — both now and into the future.


With free, no-obligation consultations and our No Win, No Fee promise, our team is here to guide you with care, clarity, and confidence, so you can focus on your recovery while we handle the legal process.

How does it work?

Your Compensation Comes from the Insurer, Not the Driver

The Compulsory Third Party (CTP) scheme in Queensland is a mandatory insurance system for all registered vehicles in the state. It provides financial compensation to people injured in motor vehicle accidents caused wholly or partly by someone else’s negligence.

CTP insurance is included in your vehicle registration fee, and every vehicle owner must select a licensed insurer when registering or renewing their vehicle. While insurers may differ, the coverage is standardised by law.

The CTP scheme is administered by the Motor Accident Insurance Commission (MAIC), which is responsible for approving the policies offered by insurance companies.

Your claim will proceed against the CTP Insurer who has insured the vehicle that is at fault for your accident. Most importantly, your compensation will be paid by the CTP insurer and NOT come out of the pocket of the at-fault driver.

Lawyer’s hands holding a pen with a gavel to the left, speaking to someone, with paperwork spread out on the desk

How to Claim

Navigating a claim can feel daunting, but with the right guidance, the process becomes straightforward. From your first consultation to the final resolution, Brandon & Gullo Lawyers will handle the legal details, keep you informed every step of the way, and work to secure the best possible outcome for you.

Motor Vehicle Accident FAQ’s

  • Yes, if you were involved in a motor vehicle accident as a pedestrian, you can make a claim under the CTP Insurance of the at-fault vehicle.

  • Yes, passengers can make a claim under the CTP insurance of the at-fault vehicle — even if the vehicle they were travelling in was the one at fault.

    For example: John and Mary are travelling along a highway. John takes a corner too fast and rolls the car. Mary hurts her neck and back in the accident. Mary can make claim under the CTP Insurance of John’s car.

  • If you don’t have the details of the at-fault vehicle, you can make a claim under the Nominal Defendant Scheme. The Nominal Defendant is a statutory body established for the purpose of compensating people who are injured as a result of the negligent driving of unidentified and/or uninsured (no Compulsory Third Party (CTP) insurance) motor vehicles. There are very strict time limits when it comes to making a claim under the Nominal Defendant Scheme, so if you are in this situation you should:

    1. Immediately notify the police so they can assist you to undertake investigations to identify the vehicle. This is very important as the police may be able to obtain footage of the area where the accident occurred; and

    2. Talk to a lawyer as soon as possible so they can protect your rights.

  • Yes! If the vehicle that caused the accident was unregistered/uninsured, you can make a claim under the Nominal Defendant Scheme. The Nominal Defendant is a statutory body established for the purpose of compensating people who are injured as a result of the negligent driving of unidentified and/or uninsured (no Compulsory Third Party (CTP) insurance) motor vehicles. There are very strict time limits when it comes to making a claim under the Nominal Defendant Scheme, so talk to you lawyer immediately if you are in this situation.

  • Your claim will proceed against the CTP insurer of the at-fault vehicle. If your claim is successful, it is the insurer — not the driver — who will pay your compensation.

  • The Queensland CTP scheme is designed to compensate people injured in motor vehicle accidents for their pain and suffering, financial loss, and accident-related expenses — both during the claim process and into the future. Depending on your circumstances, you may be able to claim:

    • General damages for pain and suffering

    • Funding for medical treatment and rehabilitation, such as physiotherapy, counselling, and chiropractic care

    • Compensation for lost income, including time off work and reduced earning capacity

    • Compensation for care and assistance, whether paid or provided by friends and family

    • Support for aids and equipment needed due to your injury

    • Reimbursement for medications and travel to medical appointments

  • If you don’t use a lawyer, your claim is likely to settle for significantly less than what you’re entitled to.

    Recent data from the Motor Accident Insurance Commission (MAIC) revealed that in 2017, the average settlement for legally represented claimants was $93,305.46, compared to just $13,481.94 for those without legal representation.

    Why such a big difference?
    Specialist lawyers — like our team at Brandon & Gullo Lawyers — understand the complexities of the CTP claim process and the law that governs it. We know how to gather the right evidence and present your case in the strongest possible way to ensure you’re fully compensated for all your losses, both now and into the future.

    We do this by:

    • Ensuring you receive the treatment and rehabilitation you need

    • Gathering evidence about your injuries, income loss, care needs, aids, equipment, and other expenses

    • Making sure your injuries are properly assessed by qualified medical experts

    • Structuring your claim to maximise compensation under each ‘head of damage’

    • Advocating on your behalf to the insurer to prevent under-compensation

    • Try not to panic. Your safety and the safety of others is the top priority.

      1. Call emergency services if anyone is injured — medical attention is paramount.

      2. Do not admit fault at the scene.

      3. Record key details:

        • Registration numbers of all vehicles involved

        • Driver’s licence number, name, address, and phone number of the other driver

        • Names and contact details of any other people involved

      4. Gather witness information — names and contact details

      5. Take photos of:

        • All vehicles involved

        • Number plates

        • Visible damage

      6. Call a tow truck or roadside assistance if your vehicle is not safe to drive.

    1. Contact Brandon & Gullo Lawyers as soon as possible to discuss your legal rights as strict time limits do apply.

    2. Seek ongoing medical attention if required (be aware that injuries such as whiplash and post-traumatic symptoms sometimes come to fruition in the days and weeks after the event). We will assist you in having this treatment funded by the CTP Insurer after your accident.

    3. Contact your insurer about any damage that your car may have sustained. If you need any assistance in this area, we can also assist.

Ashley Gullo engaging with clients around a large table, speaking attentively and creating a professional, approachable atmosphere

Why choose us?

Our lawyers are experts when it comes to motor vehicle accident and personal injury compensation claims – we’ve helped thousands of Queenslanders get back on their feet. We pride ourselves on delivering excellent results for our clients while maintaining a personal and honest approach. This commitment is reflected in the glowing testimonials and ongoing feedback we receive from our clients.

We understand that navigating the legal system can be overwhelming, which is why we strive to make the process as stress-free as possible for our clients. Our clear and regular communication means that you’ll never be left in the dark.

Free Claim Evaluation 

As part of our Free Claim Check, we offer the following:

Obligation-free consultation to assess your case confidentially with no upfront charge;

Claim assessment process where we will explain all of the options available to you;

We can come to you if you are unable to make it into our office;

Genuine No-Win No-Fee arrangement (we do not sign you up to loan agreements)

We believe everyone deserves access to justice. That’s why we offer our personal injury services on a No Win, No Fee basis covering all legal fees and outlays upfront, with nothing to pay unless your claim succeeds. Fill in our enquiry form or call us to speak with our expert team today.